Experian Credit Profile
Experian reports business credit activity from revolving credit providers, commercial financial institutions, large equipment leasing companies and more. Experian is a very important element to growing business credit. So far we have walked through Dun and Bradstreet and Experian, the next component is Equifax.
Search For Your Company At Experian
Perform a company search with Experian and see if your company already has a profile created. Perform a search by company name, you can omit your corporate identifier, i.e. “Inc”, “Corp”, “LLC”, from the search field and provide your location details. You will see a list of results that match any word in your company name. If you find your company name, you already have a profile with Experian corporate credit reporting.
Purchase a Company Credit Report
You can purchase a credit report on any company found when searching on Experian.com. Costs depend on the report you choose.
- Credit Score Report – $24.95 and provides the Experian credit score, UCC filing information, any collections data and business registration summary. Sample Experian Business Credit Score Report
- Profile Plus Report – $49.95 and provides all of the information found in the Credit Score Report along with payment terms and any days beyond and trade lines with payment trends. Sample Experian Business Credit Profile Plus Report
- CreditInsur Protection Plan – $99.00 per year or $12.95 a month that includes the CreditInsure report, containing the most complete information on a business with unlimited access to it with more details.
If you don’t have a profile and cannot pull reports from Experian, don’t worry, your corporate credit profile with Experian will grow once you have open lines of credit reporting to Experian. When you have established business credit, it is a good practice to check your Experian report every few months to ensure accuracy.