Land Trust

Bhizinesi kutanga-kumusoro uye yega mali yekudzivirira masevhisi.

Wana Kubatanidzwa

Land Trust

Chii chinonzi Land Trust?

Kuvimba kwepasi gwaro ratinogadzira iro rinokutendera kuti ubate nzvimbo pakavanda kuti zita rako risaonekwe pazita racho mune zvinyorwa zveveruzhinji.

Ngatiti iwe unopinda mumotokari inokuvara. Iwe une $ 1 mil yeinishuwarenzi. Asi iwe unorova mutengesi wemari uye iwe unomhan'arwa nemamiriyoni emadhora 3. Kana iwe uine yako imba uye nzvimbo dzekudyara muzita rako pachako, Gweta rinomhan'arira iwe uchawana imba yako uye chero zvivakwa muzvinyorwa zveveruzhinji. Kana iwe uine imba, inoratidza kugadzikana kwemari uye gweta ichave yakawanda yekuisa iyo mhosva.

Gweta rinopesana rinogona kuita kuti sheriff iswedeke pamberi peimba yako, bhaa pamusuwo wako paunenge uchidya kudya kwemanheru uye nekukupa mhosva yako pamberi pevavakidzani vako vese. Nekudaro, kana iwe uine imba yako mukutenda kwepasi, humwe hwako hwakavanzika. Kuvimba kwepasi kwako hakufanirwe kuiswa muzvinyorwa zveveruzhinji. Zvinochengeta humwe hwako pachivande. Hapana munhu anofanira kuziva iwe uri yako imba asi iwe.

Chii chinonzi Land Trust?

Kuvimba kwepasi kune zvina zvinhu: Nhamba 1 ndiyo inogadzirisa. Ndiwe nekuti iwe ndiwe unenge uine mumwe munhu gadzira trust. Nhamba 2 ndiyo trustee. Iyo trust inodzikamisa kutonga kweTrustee pasi pemazwi evimbiso. Izvi zvinogona kuva hanzvadzi kana mukwasha, shamwari inovimbika kana nhengo yemhuri. Kuti uwedzere kuvanzika kwako, zviri nani kusarudza munhu asina zita rako rekupedzisira. Zvese zvidhori zvinoda trustee asi nerudzi urwu rwekuvimba, ruvimbiko runotungamira mhando hwavo hwekutonga. Nhamba 3 ndiye anowana mubayiro. Ndiwo unogashira zvese zvakanaka zvekuvimbika. Ndiro iwe (kana munhu mumwe kana vazhinji vanhu kana makambani aunosarudza).

Anowana mubatsiri anogona kuve nezvese zvekutonga. Anowana mubatsiri anogona kutungamira kana zvinhu zvakatengwa zvobva zvatengeswa. Uye zvakare, uyo anowana mubayiro ndiye anogona kugadzirisa zvivakwa kana kuunganidza mari yekurenda kubva muzvivakwa zvekutengesa. Pakupedzisira, nhamba 4 ndiyo Corpus yekuvimbika. Iyo Corpus ndiyo capital kana mukuru (zvinhu zvekukosha) mukati mekuvimba.

Zvakanakira Ita Yenyika

Chinhu chikuru ndechekuti zvese zvepamusoro mutero mabhenefiti anoramba ari mushe. Iine chivimbo chakanyatsorongeka, paunotengesa imba yako mibairo yemutero inosara. Kana iwe ukagara mumba kwemaviri emakore ekupedzisira 5 makore haufanire kubhadhara mutero pane purofiti paunotengesa zvinosvika kumadhora 250,000 yemubatsiro wemunhu mumwe chete kana $ 500,000 yemurume nemuchato, kana yakarongedzwa nemazvo.

Izvo iwe zvawakawana kuvanzika kweuridzi.

Chii Chichatahwa Nechaakataura?

Iyo Garn - St Germain Depository Institutions Act ye1982 inobvumidza chaizvo mumwe kuisa nzvimbo kune imwe rudzi rwekuvimba kwepasi kwatinoreva tisinga pfuure neyakafanira-kutengesa clause. Izvi zvinoreva kuti munhu anogona kuchinjisa nzvimbo dzakapihwa hupfumi kune chivimbo chepasi pasina kukanganisa kubva kubhangi. Izvi ndizvo zvazviri chero mukweretesi achiramba achiwana mubatsiri, chivakwa chine dzimba dzisingasviki mashanu, chivimbo chinodzoreredzwa uye hachipi kodzero dzekugara kune vamwe.

Garn-St Guta Guru Depository
Institutions Mutemo we1982

TITLE 12> CHITSAUKO 13 § 1701j-3

§ 1701j-3. Kuregererwa kweanofanirwa-kutengesa-kurambidzwa kunorambidzwa

(d) Kuregererwa kwekushandurwa kwakataurwa kana
zvokudya

Nezve chikwereti chaicho chechikwereti
chengetedzwa neanoreva nhema pane pekugara chaipo chivakwa chine pasi pevashanu
dzimba dzekugara, inosanganisira muchengeti pamudziyo wakapihwa imba yekugara mu
mushandirapamwe wekudyidzana dzimba, kana pane pekugara yakagadzirwa imba, a
mukweretesi haangashandise sarudzo yake zvichitevedza-pane-kutengesa clause pa-

(8) kuchinjisa kuve kuchinjika kwemukati vivos kuvimba mukati
izvo iye anokweretesa uye anoramba ari mubatsiri uye izvo zvisingaenderane ne a
kuchinjiswa kwekodzero dzekugara muchivako; kana

(inter vivos trust = Ruvimbiko rwakagadzirwa panguva yehupenyu hwegadzirisiti. Iyo inogadziriswa ndiyo yeiyo kuvimba kwakagadzirwa. Type yeLive trust kune re rekunongedzera ndeye inter vivos trust.)

Ndekupi Kwandinogona Kushandisa Nyika Kuvimba?

Vanhu vanoshandisa kuvimba kwenyika mumatura ese e50. Mimwe mitemo yenyika hainyatso reta nezve chivimbo chenyika asi vanhu vanoishandisa mumatunhu ese. Vamwe vanhu vanoita chikanganiso chekuti, "Matendi epasi haana kutaurwa mumitemo yenyika yangu, saka hazvisi pamutemo." Saka, iripi mitemo iyo inoti munhu anogona kupfeka shangu dzvuku? Tungamira pane sofa? Inwa kubva kuuswa hwe curly? Haasi zvese zvatinoita zvakanyorwa mabhuku emutemo. Mutemo wakajairika, sekupokana na mutemo, ndeye sei mutemo uye mamwe maitiro akajairika ave achidudzirwa uye anowanzogamuchirwa mumakore. Matiripi chikamu chemutemo wakajairika uyo wanga uchigamuchirwa mumazana emakore kunze kwekunge paine mitemo yakatemwa pamusoro pawo. Iko hakuna mitemo, sekunyorwa uku, mune chero ye50 US inoti inomhanya zvinopesana nekushandiswa kwematendi epasi.

Real Estate Lawsuit Nyaya

Mumwe wevatengi vedu aive nemumwe muvakidzani achifamba pamberi peyadhi yeimwe imba yavo. Akatyora mutsipa, akarwara neropa uye akafa. Vakasungirirwa zvese zvavaive nazvo nzira kupfuura zvaigona kufukidzwa neinishuwarenzi yavo. Dai ivo vaita chinhu chimwechete varidzi venzvimbo kuvimbika kwepasi izvo zvingadai zvisina kuitika. Hakusi kuti kuvimbika kunobvisa mutoro. Ndizvozvo kuti, iyo nzira yatinoronga nayo nyika kuvimba kwako, hapana munhu anoda kuziva iwe unofarira iyo pfuma-inomira-kuvimba asi iwe. Nekudaro, chakavanzika chekuti ndeupi mutemo waizomhan'arira. Ivo vaizoshandisa mari yakawanda kuti uwane kunyatsoona kana iko kwakakodzera kumhan'ara iwe.

Mumwe weanobatana naye muhofisi medu akatenga mari yake yekutanga mari mudunhu reWashington. Yaive ichimhanya-pasi 6- unit chivakwa chivakwa. Akabatira kontrakta kuti igadzirise. Asi iyo con-trekita yakazova con artist. Akapinda muhondo yepamutemo iyo yakagara makore 4 uye akamudhura $ 157,000. Dai akangoita chinhu chimwe chete icho chiri chake muzvivakwa yenyika, panzvimbo yezita rake chairo. izvo zvimwe zvingadai zvisina kuitika. Asi pachinzvimbo, ivo vapikisi vakaona kuti iye ane imba uye imba yekudyara, saka vakasarudza kumhan'ara.

Nekudaro, kuvimba kwako kwepasi kuve nhumbi yako kunogona kukupa zvakavanzika zvekuchengetedza iwe kubva pakurasikirwa imba yako, mota yako, yako bank account uye kuva ne25% yemari yako yepamberi yakarongedzwa kwemakore anotevera e20. Zvekare, iyo, yega, haisi chimbo chekudzivirira. Icho chinangwa ndechekuchengetedza yako real estate kubva kune prying maziso. Panzvimbo pekubata zita renzvimbo yako muzita rako kune vese kuti vaone, zvinopa chipinganidzo pakati pako nevaya vasina kufarira kwako kwepfungwa. Nekudaro, zvinogona kuderedza mukana wekuti mutongo uchamiswa pamberi pako.

Chii Chandinofanira Kuita?

Fonera Makambani Akaunganidzwa kuti ataure nemumiriri. Mushure mekuraira, tichakutumira email yako yekubvunzwa mibvunzo. Iwe unozadza iro bvunzo uye uchidzosera nefeksi. Zvinyorwa zvako zvichagadzirirwa. Chivimbiso chekuita, chiri chinenge 12 mapeji, chichagadzirwa. Iwe unochengetedza izvi mukabhodhi yako faira kumba kana mubhokisi rakachengeteka remabhokisi. Chikwereti chekupihwa, kuchinjisa chako chivakwa kubva kuzita rako kuenda kune chako chivimbo chichagadziridzwa. Gwaro iri rinonyorwa muhofisi rekodhi rekanzuru mudunhu iri umo chivakwa chinowanikwa. Iko kugoverwa kwegwaro rekubatsira kunobatsira, iro rinoendesa kufarira kunobatsira mune yako pfuma kune kambani, munhu kana kurarama nekuvimbika kunosanganisirwa kana ukasarudza iyi yemahara sarudzo.